Yes, there is life insurance available for people with COPD (Chronic Obstructive Pulmonary Disease). While COPD may present some challenges when applying for life insurance, it is still possible for individuals with this condition to obtain coverage.

People with COPD may need life insurance for several reasons:

1. Financial protection for loved ones: Life insurance provides financial protection for the policyholder's beneficiaries in the event of their death. It ensures that their loved ones will ...

If you have COPD it is highly unlikely you will be able to qualify for life insurance coverage.

However, it will depend on your personal health history provided through a pre-screening process that would tell you what to expect for a rate classification on your life insurance policy, if qualified.

It is unlikely a person would be considered a standard risk with COPD, but that person may get a table offer from a carrier at a much higher rate than standard, depending on your hea...